5 responses so far ↓

• 1 Phil O' Brien

  No

  What are you doing to reduce your spending habits and increase your income?

  Most people who consolidate their debt go right back to their spending habits and end up running their credit cards up again.

  If you are financially irresponsible the best thing you can do for yourself is to cut up your credit cards and get a second or third job and pay the cards off.

  You got yourself in this mess, you are going to have to work hard to get yourself out. Most people want an easy solution but there aren’t any.

• 2 gentleman

  try this it wil help you hope

• 3 ken_voss12345

  well, I don’t promise anything but
  people in debt often seem to find some help here :
  and here
  good luck!

• 4 Johnny B

  Hey, I used Prosper.com and it worked out great for me. Prosper loans aren’t funded by banks, they’re funded by people like you and me! I consolidated all my credit cards and reduced my interest rates by half. If you’re interested you can join my Prosper group.

• 5 Gillian G

  It’s difficult to say what would be the best solution for you because it all depends on your circumstances. In your situation it will pay you to shop around and consider all your options. There’s a website here which should give you information and advice. I hope you’ll find your solution. Good luck!