I just finished a debt consolidation program that lasted almost 5 years -?
4 Comments
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4 responses so far ↓
1 kissmymiddlefinger
terrible idea.
the only thing that will really help is for you to quit opening up more credit cards than you can afford
2 Carlene W
No, but if you want to get your score up there use the card sparingly. Just so it isn’t a section 13, stay away from that as much as possible.
3 CG
Yes, usually these consolidation companies report to the credit bureau’s that you are in these programs, it does not look good and in most cases it will be impossible to get any type of credit. Try to pay it off as fast as possible by doing bi weekly payments this will eliminate some of the interest. See if a credit card will give you credit at 0% interest or maybe see if you can get a loan or equity loan to pay the debt off. This should make your payment lower in most cases. If you get denied don’t re-apply this might mean you credit score is to low. Try to stay out of debt in the future.
4 Yahoo Sucks
That depends. When do plan on changing your spending habits?